Refund & Cancellation Policy

This policy explains when you can cancel, when you can get your money back, and how to ask. It applies to plans, token top-ups and other purchases made in the Genera Store, and forms part of our Terms of use.

The short version

Plans (monthly, quarterly, half-yearly, annual)

Tokens and wallet top-ups

When we refund in full

What is not refundable

How to ask for a refund

  1. Write to info@genera-holdings.com from the email on your Genera account. Include the order number or invoice number and what went wrong.
  2. We will confirm within 2 working days whether it is covered.
  3. Approved refunds go back to the original payment method within 5–7 working days of approval. Your bank may take a few more days to show it.
  4. A refund ends the plan or removes the tokens it paid for. Taxes charged on the invoice are refunded with it, and a credit note is issued.

Cancelling an order before payment

An order that has not been paid can be cancelled from your orders page at no cost.

Bank disputes and chargebacks

Please contact us first: most problems are solved faster directly. If a payment is disputed with your bank or card issuer, the plan and wallet linked to that payment are paused while the bank decides. If the dispute is decided in your favour they stay cancelled; if it is decided in ours they are restored.

International payments

Payments from outside India are handled in the currency shown at checkout. Refunds are made in the same currency to the same card; exchange-rate differences and bank fees charged by your bank are outside our control.

Contact

Reach us through the contact form or at info@genera-holdings.com.